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EMB America (www.embamerica.com), one of the leading property and casualty (P&C) actuarial consulting firms in America, today announced that Robin Harbage has joined the company as Senior Consultant. Prior to EMB, Harbage worked for Progressive and Nationwide in both actuarial and product development functions. At Progressive, he began as Chief Actuary working up to General Manager, North Region, and was responsible for introducing new and creative products to previously untapped market segments.

This range of positions within Progressive provided Harbage with the industry experience to understand both poles of the insurance-services spectrum: as an actuary and as general manager of the direct product. As a result, Harbage has a unique grasp of all aspects of insurance operations, including actuarial, marketing initiatives and product management.

Harbage is also involved extensively with actuarial industry associations. He is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. This appointment closely follows that of Alice Gannon, who joined EMB as a senior consultant in July 2007 from USAA where she was Chief Actuary.

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“EMB is growing quickly in the U.S., and I look forward to joining the team,” said Harbage. “EMB is a world authority on price management strategies in the P&C marketplace. This is a unique opportunity to share my experience with clients and EMB. Throughout the course of my career, I have developed an ability to look at insurance through a ‘people perspective,’ and not just as numbers – a perspective that helps me understand how practices in the field translate to changes in the spreadsheets.”

“I’m delighted that Robin is joining us. Progressive has been at the forefront of implementing advanced techniques in P&C premium-rating in the US. He will be a valuable addition to our team providing consultancy to both large and small companies on how to move forward in a fast pace market,” said Tom Hettinger, Managing Director, EMB America. “Robin has a wealth of experience managing all aspects of insurance operations – from the nuts and bolts of actuarial to broader organizational management of product design, regional operations and marketing initiatives. Both Robin and Alice bring extensive understanding and practical experience in the industry and they perfectly complement our existing consultancy. This collective knowledge combined with our market leading software positions EMB as the leading P&C specialist consultancy in North America today.”

About the company

EMB America has three offices in the US and is part of the worldwide EMB Group. EMB is the world’s leading actuarial and business consultancy firm specializing in non-life insurance. We provide award-winning and innovative software and consultancy services to assist clients improve business performance, providing sustainable improvement through knowledge transfer. We advise both large and small insurers and reinsurers including 28 of the world’s top 30 non-life companies. With offices across the across the Americas, Europe, Africa and Asia Pacific we can support firms both locally and globally.

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Chris Worsley                          Dan Gaffney
EMB                                        LEWIS PR
+ 44 (0) 1372 751060             +1 617-226-8840
chris.worsley@emb.co.uk         embus@lewispr.com

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Robin Harbage Joins EMB America as Senior Consultant

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